Muslims who wear head scarves?

Well I live in Florida, and as you can imagine it is beach weather for a good part of the year. Luckily I have my own swimming pool which is enclosed and completely private for me and my daughters. But we do go to the beach and we just wear something long and loose and we go in the water and do everything as normal. As for sports, its the same. My daughters have PE at school and they play sports and its no big deal.